How It Works
State-of-the-art identity protection at your fingertips
“Protect your digital footprint”
Credit Union members save an additional
30% on premium identity protection
30% on premium identity protection
The Key To Securing Your Identity
Financial Lock uses proactive and preventative monitoring along with exclusive threat intelligence & tailored alerts to make sure identity thieves are locked out forever
Proactive solutions in protecting your identity
Detect
We monitor billions of data points 24 hours a day. Real-time text and email alerts.
Protect
We use the most advanced interactive risk assessment analysis in the industry.
Support
In-house 24/7 USA based call center. Certified Fraud Resolution Specialists are there to help from start to finish.
Protect Yourself Today
We offer 1 million dollars of stolen funds insurance with our Essentials and Ultra identity protection plans
Protect The Whole Family
Add family protection to your Financial Lock plan for an additional $6.00 a month and extend coverage for up to 7 additional dependents.
Financial Lock
ESSENTIALS
$
12
95
/monthly
$
9
95
/monthly
- $1,000,000.00 ID & Stolen Funds Insurance
- 1-Bureau Online Credit Monitoring
- 24/7 USA Based Resolution Team
- Full Fraud Restoration & Recovery
- SSN, Email, Phone Monitoring
- Lost or Stolen Wallet Protection
- Text & Email Alert System
- Credit Report & Score
- Tax Fraud Recovery & Resolution
- Medical Information Protection
- Risk Assessment Score
- Dark Web Surveillance
- Data Breach Tool
- Breach Alerts
- Suspicious Credit Card, Checking, Savings, Payroll Check Alerts
- Social Account Takeover
- New Loan Application Alerts
- Risk Assessment Score
- Dark Web Surveillance
- Data Breach Tool
- Breach Alerts
- Suspicious Credit Card, Checking, Savings, Payroll Check Alerts
- Social Account Takeover
- New Loan Application Alerts
RECOMMENDED
Financial Lock
ULTRA
$
19
95
/monthly
$
13
95
/monthly
- $1,000,000.00 ID & Stolen Funds Insurance
- 3-Bureau Online Credit Monitoring
- 24/7 USA Based Resolution Team
- Full Fraud Restoration & Recovery
- SSN, Email, Phone Monitoring
- Lost or Stolen Wallet Protection
- Text & Email Alert System
- Credit Report & Score
- Tax Fraud Recovery & Resolution
- Medical Information Protection
- Risk Assessment Score
- Dark Web Surveillance
- Date Breach Tool
- Breach Alerts
- Suspicious Credit Card, Checking, Savings, Payroll Check Alerts
- Social Account Takeover
- New Loan Application Alerts
- Change of Address Monitoring
- Data-Sweep Surveillance
- Public Information Removal
- Junk Mail Reduction
- Debit & Credit Card Monitoring
- Checking & Savings Application Alerts
- Risk Assessment Score
- Dark Web Surveillance
- Date Breach Tool
- Breach Alerts
- Suspicious Credit Card, Checking, Savings, Payroll Check Alerts
- Social Account Takeover
- New Loan Application Alerts
- Change of Address Monitoring
- Data-Sweep Surveillance
- Public Information Removal
- Junk Mail Reduction
- Debit & Credit Card Monitoring
- Checking & Savings Application Alerts
Why Financial Lock?
Here are just a few reasons why Financial Lock is one of the most trusted Identity Protection Platforms
1 Million Dollars of Identity Theft Insurance protecting personal and retirement savings and out of pocket expenses.
24 Hour Support 24/7 access in the event of emergency - members can contact legal providers after-hours and on weekends.
7,500 US Based Fraud Resolution Specialists™, attorneys, financial and tax professionals available to serve you.
250 Billion Data Points searched by our early detection monitoring that protects your identity.
Email Breach Detection will search for breached personal information that has been either already posted and or sold to other Data Thieves.
Dark Web Risk Analysis Will help determine your vulnerability to identity theft by measuring your personal risk,
Protection Portal
Stay up to date on any potential threats using your customized member dashboard
Full access to all our identity theft tools
Our member dashboard interface lets you quickly view your current risk score and access all our identity protection tools.
Credit bureau monitoring
Credit bureau reports
Credit bureau alerts
Safe Wallet
Dark web monitoring
Risk assessment score
Credit Bureau Monitoring
Your credit score is important for multiple reasons. It's also one of the first places to spot potential identity thieves quickly, before they do serious harm
24/7 three-bureau credit monitoring and TransUnion credit report and score
TransUnion, Equifax and Experian reports are monitored 24/7. If any suspicious activity is detected, you’ll immediately receive an email and/or text alert.
My Monitoring
Our proprietary ESP software aggressively monitors over 250 billion data points of your personal information to find it anywhere it may be hidden, even on the dark web
Dark web monitoring helps detect attempts to compromise your personal information 24/7
Dark web monitoring is key to successful protection of your identity. Simply enter your personal information in the “My Monitoring” section to activate our ability to protect any breach of your private data on the dark web.
- Dark web risk analysis
- Credit / debit card
- Phone number
- Email address
- Postal address
You’ll also receive a dark web risk analysis showing actions you can take to minimize future risk of breaches.
Email Breach Detection Tool
Our breach detection tool reaches deep within the dark web, searching for breached personal data already posted by or sold to data thieves
Data breaches occur frequently at major companies worldwide
Public sources include sites that anybody on the internet can easily visit to download or purchase a list of leaked records. This data includes Pastebin links, public link forums and direct downloads on file-sharing networks.
We gain access to stolen information by interacting with criminals on private forums inaccessible to the general public, where data thieves trade or sell their information. Our breach detection resources can help discover if your information was or is currently being offered underground, so you can quickly address the situation.
Lost or Stolen Wallet Protection
With Safe Wallet, you never again have to worry about a lost or stolen credit card
Safe Wallet gives you easy 24/7 access to your account information, as well as phone numbers to call to restore the accounts
Secure your credit and debit card numbers, driver’s license number, PIN numbers and more in a secure location in the event your wallet or purse is lost or stolen.
Safe Wallet offers simple access to these important numbers, along with the phone to numbers to call to restore the accounts.
Deactivating and replacing the essential items in your wallet or purse once lost or stolen is stressful and time consuming. With a single call, you can enlist our team to help complete the steps required to retrieve or replace your essentials and contact your financial institutions.
Alerts
Real-time textand email alerts of suspicious activity on your credit help you stay vigilant
Financial Lock’s alerts system keeps you informed of most credit bureau activity so you can quickly detect identity theft attempts
Our integrated credit bureau alert system maintains a history of all credit activity on TransUnion, Experian and Equifax, with 24/7 real-time email and/or text notifications of any suspicious action.