Financial Lock offers a comprehensive identity protection program with several layers of defense. ID Monitoring is the first layer; however, monitoring will never capture all fradulent transactions. Financial Lock backs up monitoring with additional layers of ID Protection and ID Recovery. We add up to $1 Million of insurance coverage to protect against financial losses, a us based team of professional fraud resolution specialists to clear your records, tax fraud specialists to help clear issues with the IRS, financial specialists to help resolve financial hardships that can result from identity theft and finally, we provide discounted legal services should the issue require the intervention of an attorney.
By utilizing all of the benefits of Financial Lock, you will have peace of mind in knowing that your identity and social security number are being monitoring 24/7. You will have the professional assistance needed in the event you become a victim of identity theft, allowing you to focus on the more important areas of your life and career. Financial Lock will help protect your credit reputation and enhance your financial security.
ID MONITORING Financial Lock includes continuous 24/7 Credit, Social Security Number and Personal Information Monitoring with fraud alerts that notify you of suspicious activity. ID Monitoring is a vital component in defending your most valuable asset, your identity. ID PROTECTION uses real time alerts to notify you of changes in your credit and suspicious activity involving your personal information. When an alert comes to your dashboard, you have the capability to easily click on the "Red Alert” or “Not Me" response. If your identity is stolen you will receive up to $1,000,000 identity theft insurance† coverage available for fraud-related losses and expenses, such as lost wages or legal expenses, as well as unauthorized electronic funds transfers. ID RECOVERY With Financial Lock gives you unlimited access to a US based team of Fraud Resolution Specialists™ who work tirelessly on your behalf to restore your stolen identity and repair your damaged credit reputation should you ever fall victim to identity theft.
Our website is SSAE-16 compliant. In other words, we maintain one of the highest levels of security any service can offer. Additionally, payment information is compliant with the Trustwave Trusted Commerce™ program to validate the Payment Card Industry Data Security Standard (PCI DSS) mandated by all the major credit card associations
Financial Lock proudly offers an in-house US based team of Fraud Resolution Specialists™ (FRS™). Our team boasts an average experience of 20 years, and each member maintains multiple credentials, such as Certified Identity Theft Risk Management Specialist®, Fair Credit Reporting Act Certification, Certified Credit Report Reviewer®, Certified Credit Counselor, Certified Public Accountants, Enrolled Agent (IRS credential), and more.
Payments are voluntary payroll deduction or directly billed to the member via credit or debit card.
Yes, for an additional cost you can add up to 5 additional family members under the Social Security Number monitoring service. Additionally, your family members may be eligible to sign up for their own Financial Lock account at your same preferred rate.
Upon enrollment, you will be provided a welcome email with instructions for accessing our secure member portal.
24 hours per day 365 days per year